We specialize in Texas Mortgages and Texas Cash Out (Texas Home Equity A6 Loans) loans. We do Hard Money Commercial loans nationwide and Texas Hard Money for residential non owner occupied as well. We also do Commercial Loans for cash out, purchase or refinance including multi family, single tenant and automotive nationwide.

 We have been doing Texas Home Equity Loans since the first day they were legal here which was January 1, 1998.

We lend and do loan modifications in the following states. Alabama Commercial Mortgages, Alaska  Commercial Mortgages, Arizona  Commercial Mortgages, Arkansas Commercial Mortgages, California Commercial Mortgages, Colorado Commercial Mortgages, Connecticut Commercial Mortgages, Delaware |Commercial Mortgages, Florida Commercial Mortgages,  Commercial Mortgages, Hawaii Commercial Mortgages, Idaho Commercial Mortgages, Illinois Commercial Mortgages, Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming

Now is a great time to buy Texas Real Estate. We have always been considerably cheaper and more stable than most parts of this country. Have you ever been to Austin or Houston/ Galveston?  It is a beautiful and inexpensive place to call home. Our winters are amazing with blue skies and low humidity. The weather is warm and pleasant during the winter with very few bad and cold days. Does this sound like your home currently?

 We do Foreign National loans also for those wishing to invest in Texas real estate. We may not have these available for much longer though as Wachovia looks to be exiting the wholesale mortgage business.

 Please hit our chat button to chat with a loan officer or enjoy reading our site for more information on this important decision. We are a Texas Mortgage and Cash Out Refinance Home Equity Loan Specialist.

Our rates are low and our service is great or we would not have lasted 11+ years and made it through the Mortgage Meltdown.

NEW!! If you know your three credit scores we can give you a fast, FREE prequalification in minutes without pulling your credit and lowering your credit scores. Click HERE. We do not need your SS #.

For Texas Mortgage cash outs and Texas Home Equity loans, you are at the right website. We are a Texas Mortgage multi lender platform, not a Lender. We co broker commercial loans only and we are doing stop foreclosure loan modifications nationwide.

Call us before your A.R.M ( Adjustable Rate Mortgage) resets to a higher interest rate and property values go down any further. Why not let us modify your loan to a fixed rate, low interest loan?

If you are a  first time home buyer give us a call. We have many programs.

  No seasoning on Texas Cash Outs is back!

We can shop our many lenders for the lowest Texas mortgage rates as part of our service to you. Rates can fluctuate day to day and even hour to hour. We are following the sub prime melt down very closely. We do many A+ paper loans as we have very low rates available. If you are thinking about cashing out your property because values are dropping, we can close fast. Let us know your situation so we can find the best solution.

 "If you are trying to get Cash Out of a Texas property, you are at the right Website."

Even If you have been turned down elsewhere, give us a call.   Refinance your Adjustable Rate Mortgage (A.R.M) before it adjusts up and increases your house payments. Rates and payments can rise quickly. Do not wait and get behind on your mortgage. Get a fixed rate mortgage today.

We can now do High  LTV Texas Cash outs!  (N.O.O)

   High LTV Cash out or Purchase for Investment property or second homes.

  *Our Lenders pay the closing costs on many of our loans.

We are located in Houston Texas. We know the Laws and have closed many of these loan. We always have the lowest rates available for perfect to horrible credit. Our proprietary software can shop many lenders at once, not just 4 and we NEVER sell your info as a "lead".  

We make it simple and we do not add "Junk Fees" to our loans. We are Texas Cash Out specialists. Sub- Prime, Alt A or "A" Paper.

* Sub Prime is back

* One time close construction loans.

* Hard money available for N.O.O Residential and Commercial loans.

* Ask about FHA and FHA secure programs and first time homebuyer programs.

*Radiant barrier, Solar vents and insulation package for Houston TX. Save 30% on Electric bill. FREE Energy inspection.

 We can do an owner occupied cash out loan for you in Texas. It is not illegal like some companies will tell you.

Ready to make an offer on a new property? We can have a  pre approval letter ready in a few minutes.

 If you are sick of being lied to about Texas Home Equity Loans, read this page for two minutes or chat with us below. You will know more than most Loan Officers if you do. This is a HUGE decision. We are here to help educate you before you decide if a loan is right for you.

We have low down payment for Investment property and no seasoning on ownership. We go off of the appraised value, not sale price. Fix and flip properties need no seasoning now.

One time close now available for construction loans .

 You would not believe how many lies and misinformation our borrowers are told each day by Loan Officers from our competition. The truth is most mortgage companies will not do Texas Mortgages because of our tough and binding laws. We specialize in Texas and have been doing Texas Home Equity Loans since the first day they were legal. January 1, 1998. A-6 Texas Cash out loans.

 This site has almost too much information. If you have a quick question or scenario to run for pricing  by a loan officer, simply hit the chat button below. We will not solicit you and you will have your answer in minutes from a  loan officer.

All  lenders are not the same. You want one with cutting edge technology that can ensure the best deal for you, no matter what the deal is. Our proprietary software can put your loan in front of 50+ lenders, not just four with only one credit pull. Each credit pull can lower your credit scores. Beware of many "shopping services" that will get you multiple "quotes" and multiple credit inquiries.

 Look at how easy you found us on a major search engine. It is because we are an authority site. We are not Lead Brokers. We close your loan, not sell your personal info as a "lead". Texas Home Equity Loans and Texas Cash outs are what we do. We do not even ask for your Social Security number online.

 Now Available. No seasoning on Texas properties! Fix and Flip to your heart's content. We can give you high LTV on  value now the day after. No more waiting.

Get a fixed rate loan if your A.R.M is about to adjust your house payment upward.

Texas Home Equity Lending rules and laws for A6 Texas Home Equity Loans on Owner Occupied TX homes.

1. You can only get 80% of the homes value on Owner occupied. (LTV) 80% - 90% for Investment or Second homes.

2. You have a 12 day "Cooling Off Period". You can't close before 12 days of application on owner occupied Texas properties. State Law.

3. Interest only is not allowed on owner occupied Texas Home Equity Loans.

4. After closing you have a 3 day right of rescission in which you or the lender can cancel after closing.

5. Must wait 366 days to do ANY loan after a Texas A6 Home Equity Loan (O.O).

6. There are no pre pay penalties on a Texas Home Equity loans.

7. They can be in First or Second lien position. Rates are lower on Firsts.

8. Texas H.E.L.O.Cs are now un available.

9. 100% financing with Stated income is legal for purchases for now. The Law may change soon.

10. These loans are eligible for stated income and assets. (SIVA) Perfect for the self employed. ( as of 07/07/2008 we are no longer doing them though)

 You are in the right Website if you want to "cash out"  or purchase your Texas property .  (Texas Residential or Nationwide Commercial properties).  We have made it  fast and easy. We always have the lowest rates available and we do not charge "Junk Fees". "A" Paper and Subprime credit welcome. Sub Prime is like second chance financing.

Our proprietary software can put your loan in front of many lenders not just  4, with only one credit pull. Each credit pull can lower your credit scores. Beware of many "shopping services" that will get you multiple "quotes" and credit inquiries.

Please shop us you will see we have the best deal.  We will offer discount points when available to lower interest rates even further and explain them fully to you. 

We will explain everything to your satisfaction before doing anything.

"We have been doing Texas Home Equity Loans since the first day they were legal January 1, 1998. " 

To ask a question just hit the chat button below right or feel free to call us (877-895-3634) . This is an information site and hopefully it will answer all of your questions. If not please call or chat with a loan officer.  If you have a quick question or scenario to run by a  loan officer, simply hit the chat button.

We do Texas home equity loans,  Texas Refinances, Super Jumbo loans, Texas Jumbo Loans, Commercial mortgage loans, cash out mortgages and all Texas mortgage  home loans. We only do Texas  homes but Commercial mortgage loans worldwide. Hard money commercial loans available. Cash out refinancing or H.E.L.O.C and reverse mortgages. Home improvement and construction loans with One time close are available. Texas cash out mortgages. "A" Paper and Sub prime. We have purchase money with  financing available for primary residence and investment property with no Mortgage insurance required! ( New Program). Owelty loans to buy out spouses or siblings.

 We are Texas residential and commercial mortgage loan specialists. We are familiar with Texas real estate laws ensuring VERY fast and accurate closings. Delinquent property taxes? Late payments on mortgage? Been turned down elsewhere? Bankruptcy? A- Z credit is no problem.

We are approved with many of the top Banks including Wachovia, World Savings, Chase, Countrywide, Flagstar, First Horizon, Indymac, Equifirst, Homecomings, Bear Stearns, First Franklin, Argent, Citi, EverBank, Silverhills Financial, Interbay, Accredited, Bank Of America, Chase Home Equity, D&R Financial, Chevy Chase, Gateway, Direct Corp, Lehman Brothers and many others. You will find the best deal here since we have such a great selection of Banks, Wholesale Lenders, private money and Hard Money mortgages.

*****Now doing Radiant Barrier and Attic Insulation in Houston and Galveston area in Texas. This Green Military technology can save 30% on your electric bill.  FREE in Home Energy Audit and estimate. Call for details.***** (CLICK HERE)

          We can put cash in your hands fast!! 

                                      APPLY HERE (click here)

      

 713-956-LEND (5363) or 

 1-877-TX-LENDING  Toll FREE (877-895-3634)

 

 

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